1. Why is it important to have a written lease? What should a rental contract include?
2. What are closing cost, and what items do they include? Who pays these costs, and when?
3. What steps can you take to establish a good credit rating?
4. Describe how revolving credit lines provide open account credit?
5. Explain some strategies for reducing the cost of student loan?
6. Briefly describe the basic feature of an installment loan
7. Explain the purpose of under writing. Why is it important to have enough life insurance?
8. Discuss the two most commonly used ways to determine a person’s life insurance needs?
One and only source is Personal Financial Planning by Billingsley/Gitman/Joehnk 14E
Answer the questions the minimum of 1 paragraph.
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